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How to Compare Homeowners Insurance Policies
Owning a home is one of the largest financial investments most people make. Homeowners insurance helps protect that investment against a wide range of...
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Renters Insurance
A storm flooded her ground-floor apartment and ruined $9,000 of belongings....
A standard renters policy covers your belongings only against a specific list of named perils. Losses from any cause not on that list, like flood, are denied.
What Renters Insurance Covers (And What It Doesn’t)
Renters insurance is one of the most affordable and overlooked forms of protection available to tenants. It is often required by landlords, but even...
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Recent Posts
Your Homeowners Policy Excludes Earthquakes. The Standalone Policy Has a Deductible That Surprises Almost...
The Reyes family bought earthquake coverage, so they expected a check after the quake. Then they learned their 15 percent deductible meant the first $60,000 came out of pocket.
He Staged the Crash for the Payout. The Dashcam Caught Him, and His Insurer...
His dashcam caught the brake-check that staged the crash. The insurer did not just deny the claim. It rescinded the policy, referred him for fraud, and flagged his CLUE record.
A Sub Handed Over a Certificate of Insurance. The Policy Had Lapsed, and the...
A framing sub handed over a clean certificate of insurance. Six months later the policy had lapsed, a worker fell, and the general contractor's own workers' comp paid the claim.
A Truck Crash Left an Injured Driver With a $600,000 Judgment. Ray’s Insurer Paid...
A crash left an injured driver with a $600,000 judgment. Ray's insurer paid it because of one federal endorsement, then sent Ray the bill. Here is how the MCS-90 really works.
Daniel Bought a $250,000 Policy at 30. A Diagnosis at 41 Would Have Blocked...
He almost skipped a $9 add-on at 30. Eleven years and one diagnosis later, it let him buy coverage that should have been off the table.
