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Business Insurance
Home Insurance
How to Compare Homeowners Insurance Policies
Owning a home is one of the largest financial investments most people make. Homeowners insurance helps protect that investment against a wide range of...
Life Insurance
Renters Insurance
Her Houston Duplex Burned and the Landlord’s Insurance Had Lapsed Eight...
A Houston single mom lost $47,000 in belongings when her duplex burned. Her landlord had let the building's insurance lapse eight months earlier. Her $14-a-month renters policy turned out to do more than she expected.
Naomi’s Renters Policy Paid $480 to Help Her Recover From Identity...
Naomi's renters policy paid $480 toward the days she spent fixing a stranger's fraud. The $4,200 the stranger actually charged was never the policy's problem.
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Medicare
Recent Posts
A $2 Million Life Insurance Transfer Was Supposed to Dodge Estate Tax. He Died...
Moving a policy you already own into a trust doesn't remove it from your estate right away, and dying too soon can undo the entire plan.
Her Insurer Paid $41,000 for the Roof. The Check Still Needed Her Mortgage Company’s...
Insurers don't hand a dwelling-damage check straight to the homeowner. Your mortgage servicer's name goes on it too, and its draw schedule decides when your contractor actually gets paid.
The Worker Fell Nine Feet and Was Partly at Fault. Under New York Law,...
A worker's own carelessness doesn't reduce a Scaffold Law verdict in New York, only a complete absence of fault does, under Labor Law §240(1).
How a $50,000 Surety Bond Claim Becomes the Contractor’s $58,140 Personal Debt
David Park finished a $480,000 renovation expecting a $52,000 final draw. His surety company sent him a $58,140 demand letter instead, for a bond claim he never personally agreed to pay.
Anjali Sharma’s German Shepherd Nipped a Delivery Driver. Her Renters Policy’s Breed Exclusion Left...
Anjali Sharma's German shepherd nipped a delivery driver in her apartment hallway. The $18,400 medical bill and lawsuit were denied under her renters policy's breed exclusion. She owes the difference personally.
