Business Insurance
Home Insurance
How to Compare Homeowners Insurance Policies
Owning a home is one of the largest financial investments most people make. Homeowners insurance helps protect that investment against a wide range of...
Life Insurance
Renters Insurance
Actual Cash Value vs. Replacement Cost in Renters Insurance
Jordan filed a renters insurance claim after a break-in. She expected to replace her laptop. Her insurer sent a check for $487. Here is why - and what to do before it happens to you.
Your Renters Insurance Doesn’t Cover Your Roommate. This Is What That...
Kelsey and her roommate split an $18/month renters insurance premium and assumed both were covered. When the roommate's guest slipped in the apartment, the insurer denied the roommate's liability claim. She paid $4,700 out of pocket.
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He was told the policy would ‘pay for itself’ by 70. At 68 the...
An indexed universal life illustration shows a rosy projection that is not guaranteed. When the crediting underperforms, rising costs can drain the cash value and lapse the policy.
A kitchen fire destroyed everything the Reyes family owned. Their insurer paid $41,000 on...
Your homeowners policy will pay to replace your belongings, but only from a signed proof of loss backed by an itemized inventory. Most families cannot produce one after a total loss.
He leased on 12 owner-operators to cut his workers’ comp bill. One rollover left...
Occupational accident insurance looks like a cheap stand-in for workers' comp on owner-operators. When a driver is catastrophically hurt, the coverage gap can bankrupt a small carrier.
A new windshield cost her $320. The recalibration she skipped nearly cost far more
Replacing the windshield on a newer car is only half the job. The camera behind it needs recalibration, and skipping it can leave your safety systems aiming at the wrong spot.
He was laid off at 58 with a heart condition. His $250,000 life insurance...
Employer life insurance usually ends when your job does, often within 31 days. Here is how one laid-off worker kept his coverage, and the deadline that almost cost him everything.
