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How to Compare Homeowners Insurance Policies
Owning a home is one of the largest financial investments most people make. Homeowners insurance helps protect that investment against a wide range of...
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Renters Insurance
Most Renters Have No Coverage. The Ones Who Do Are Focused...
A Chicago renter paid $22,000 out of pocket after a guest slipped and fell at her apartment. Her renters insurance would have cost $14 a month. The part most renters miss isn't the laptop coverage. It's the liability.
When Your Landlord Has No Insurance and the Building Burns, What...
A Houston single mom lost $47,000 in belongings when her duplex burned. Her landlord had let the building's insurance lapse eight months earlier. Her $14-a-month renters policy turned out to do more than she expected.
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Split Limits vs Combined Single Limit: What 25/50/25 Really Costs You in a Bad...
The three numbers on your auto policy decide how much your insurer pays and how much comes out of your own pocket. Here is how split limits really work in a serious crash.
Before You Let a Whole Life Policy Lapse, Know Your Three Nonforfeiture Options
Letting a whole life policy lapse can throw away decades of built-up cash value. Three nonforfeiture options exist to keep something for the premiums you already paid.
Why a Dead Walk-In Cooler Is a $18,000 Coverage Gap Most Restaurants Never See...
A dead walk-in cooler can wipe out thousands in inventory in a single night, and most restaurant owners assume their business policy has them covered. It usually does not.
Your Homeowners Policy Excludes Earthquakes. The Standalone Policy Has a Deductible That Surprises Almost...
The Reyes family bought earthquake coverage, so they expected a check after the quake. Then they learned their 15 percent deductible meant the first $60,000 came out of pocket.
He Staged the Crash for the Payout. The Dashcam Caught Him, and His Insurer...
His dashcam caught the brake-check that staged the crash. The insurer did not just deny the claim. It rescinded the policy, referred him for fraud, and flagged his CLUE record.
































