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Anjali Sharma’s German Shepherd Nipped a Delivery Driver. Her Renters Policy’s...

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Anjali Sharma's German shepherd nipped a delivery driver in her apartment hallway. The $18,400 medical bill and lawsuit were denied under her renters policy's breed exclusion. She owes the difference personally.

Sofia Hernandez Spent Three Weeks in a Hotel After Her Upstairs...

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Sofia Hernandez spent three weeks at a hotel after the unit upstairs flooded hers. The $2,847 bill went to her renters insurance through loss of use coverage.

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He Finished the Bathroom Renovation and Moved On. Eight Months Later, a $38,000 Water...

Marcus finished the bathroom renovation and moved on to the next job. Eight months later, a $38,000 water damage claim landed in his lap - and his GL policy didn't cover it. Here's the coverage gap that follows contractors long after they leave a job site.

ACA Marketplace Plans vs. Short-Term Health Insurance for the Self-Employed

Adriana chose a $148/month short-term plan over a $420/month ACA plan. Six months later, her thyroid medication and a specialist visit were both denied as pre-existing conditions. After premium tax credits, the ACA plan would have cost her $185/month.
A storm flooded her ground-floor apartment and ruined $9,000 of belongings. Her renters policy paid nothing.

A storm flooded her ground-floor apartment and ruined $9,000 of belongings. Her renters policy...

A standard renters policy covers your belongings only against a specific list of named perils. Losses from any cause not on that list, like flood, are denied.

Short-Term Health Plans vs ACA Marketplace: What Each Actually Covers When You Get Sick

A consultant saved $485 a month switching to a short-term health plan, then got a $38,400 bill for a knee surgery the plan refused to cover. Here is what she should have known.
Medigap Plan G vs Plan N: The 10-Year Cost Math by Age and Health Profile

Medigap Plan G vs Plan N: The 10-Year Cost Math by Age and Health...

Plan G costs more every month. Plan N saves money unless your doctors charge excess, you see specialists often, or you made the choice in the wrong state. Here is the 10-year math.
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