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Sofia Hernandez Spent Three Weeks in a Hotel After Her Upstairs...

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Sofia Hernandez spent three weeks at a hotel after the unit upstairs flooded hers. The $2,847 bill went to her renters insurance through loss of use coverage.

Jocelyn Boykin’s Lease Named the Insurance Company. The Rule Most Tenants...

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A tenant's lease named a single insurance company at $17 a month. The statute renters usually cite to fight that only regulates lenders, not landlords.

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He was told the policy would 'pay for itself' by 70. At 68 the insurer asked for $9,000 or it would lapse.

He was told the policy would ‘pay for itself’ by 70. At 68 the...

An indexed universal life illustration shows a rosy projection that is not guaranteed. When the crediting underperforms, rising costs can drain the cash value and lapse the policy.
A kitchen fire destroyed everything the Reyes family owned. Their insurer paid $41,000 on a $90,000 loss.

A kitchen fire destroyed everything the Reyes family owned. Their insurer paid $41,000 on...

Your homeowners policy will pay to replace your belongings, but only from a signed proof of loss backed by an itemized inventory. Most families cannot produce one after a total loss.
He leased on 12 owner-operators to cut his workers' comp bill. One rollover left him owing $380,000.

He leased on 12 owner-operators to cut his workers’ comp bill. One rollover left...

Occupational accident insurance looks like a cheap stand-in for workers' comp on owner-operators. When a driver is catastrophically hurt, the coverage gap can bankrupt a small carrier.
A new windshield cost her $320. The recalibration she skipped nearly cost far more

A new windshield cost her $320. The recalibration she skipped nearly cost far more

Replacing the windshield on a newer car is only half the job. The camera behind it needs recalibration, and skipping it can leave your safety systems aiming at the wrong spot.
He was laid off at 58 with a heart condition. His $250,000 life insurance was gone in 31 days

He was laid off at 58 with a heart condition. His $250,000 life insurance...

Employer life insurance usually ends when your job does, often within 31 days. Here is how one laid-off worker kept his coverage, and the deadline that almost cost him everything.

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