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How to Compare Homeowners Insurance Policies
Owning a home is one of the largest financial investments most people make. Homeowners insurance helps protect that investment against a wide range of...
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Renters Insurance
Renters Insurance Quietly Caps What It Pays for Stolen Jewelry, Often...
Your renters policy quietly caps how much it pays for stolen jewelry, often at $1,500 no matter how much coverage you bought. A scheduling endorsement is the cheap fix almost no one knows to ask for.
Your Renters Insurance Doesn’t Cover Your Roommate. This Is What That...
Kelsey and her roommate split an $18/month renters insurance premium and assumed both were covered. When the roommate's guest slipped in the apartment, the insurer denied the roommate's liability claim. She paid $4,700 out of pocket.
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A new windshield cost her $320. The recalibration she skipped nearly cost far more
Replacing the windshield on a newer car is only half the job. The camera behind it needs recalibration, and skipping it can leave your safety systems aiming at the wrong spot.
He was laid off at 58 with a heart condition. His $250,000 life insurance...
Employer life insurance usually ends when your job does, often within 31 days. Here is how one laid-off worker kept his coverage, and the deadline that almost cost him everything.
How a nation-state label voided a small firm’s $190,000 ransomware claim
Your cyber policy may quietly exclude "state-backed" attacks. Here is how a small accounting firm lost a $190,000 ransomware claim to a war exclusion it never noticed.
A Guest Broke Her Wrist on the Deck and Sued for $95,000. Her Homeowners...
She rented her home a few weekends a year for extra income. When a guest was hurt and sued, her homeowners policy denied the claim on a business-use exclusion.
Her Car Was in the Shop for 24 Days. Her Rental Coverage Ran Out...
She thought full coverage meant a free loaner while her car was repaired. The daily limit and total cap on rental reimbursement left her covering the rest herself.
