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How Much Does Renters Insurance Cost?

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Renters insurance is often seen as optional, but its value becomes clear the moment something goes wrong. Whether it’s a burst pipe, a break-in,...

Her Lease Said “Name Us as Additional Insured.” That Put the...

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Priya's lease required naming the property company on her renters policy. One word in that clause decided whether her landlord got notified about her coverage or got to spend it.

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An Online Seller's Fulfillment Warehouse Burned Down. His Sales Stopped for 11 Weeks, and His Insurance Paid Nothing.

An Online Seller’s Fulfillment Warehouse Burned Down. His Sales Stopped for 11 Weeks, and...

The fire was at his fulfillment partner's warehouse, not his home office. That one detail is why his business income claim was denied while his sales sat at zero.
Her Medigap Premium Jumped to $228 a Month. The Birthday Rule Let Her Switch Without a Single Health Question.

Her Medigap Premium Jumped to $228 a Month. The Birthday Rule Let Her Switch...

She had a heart condition and was sure no insurer would take her. Then her agent explained the birthday rule, and she switched plans with zero health questions.
A Norovirus Outbreak Cost His Taqueria $185,000. His Insurance Paid From a Limit He Didn't Know He Had.

A Norovirus Outbreak Cost His Taqueria $185,000. His Insurance Paid From a Limit He...

Forty customers got sick, three were hospitalized, and the lawsuits hit $185,000. His liability policy paid, but from a separate bucket he never knew existed.
He Was About to Surrender His Policy for $18,000. A Life Settlement Paid Him $74,000.

He Was About to Surrender His Policy for $18,000. A Life Settlement Paid Him...

He was about to surrender his policy for $18,000 in cash value. A life settlement paid him $74,000 instead. Here is who qualifies and what it costs.
He Was Named Additional Insured. The Subcontractor's Injured Worker Still Sued Him for $600,000.

He Was Named Additional Insured. The Subcontractor’s Injured Worker Still Sued Him for $600,000.

He was named additional insured on the sub's policy and thought he was protected. Then the injured worker sued him, and one exclusion erased the coverage.

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