Business Insurance

Home Insurance

Life Insurance

Renters Insurance

What Renters Insurance Covers (And What It Doesn’t)

0
Renters insurance is one of the most affordable and overlooked forms of protection available to tenants. It is often required by landlords, but even...

Most Renters Have No Coverage. The Ones Who Do Are Focused...

0
A Chicago renter paid $22,000 out of pocket after a guest slipped and fell at her apartment. Her renters insurance would have cost $14 a month. The part most renters miss isn't the laptop coverage. It's the liability.

Most Popular

Medicare

Recent Posts

Image for the article.

Your Roof Has 214 Hail Dents and Your Policy Pays Nothing

An adjuster counted 214 hail dents on a Wichita homeowner's metal roof and paid nothing. The cosmetic damage endorsement is why, and most homeowners never read it.
Image for the article.

The Contract Clause That Can Void Your E&O Coverage Before a Claim Arrives

A Portland consultant guaranteed a 25% cost reduction in her own contract. When the client sued for $340,000, her errors and omissions carrier paid one count out of three.
The No-Exam Life Insurance Application That Already Knows Your Prescriptions

The No-Exam Life Insurance Application That Already Knows Your Prescriptions

A Tulsa applicant was quoted $41 a month for no-exam term life and issued at $78. A prescription record she had forgotten about is what moved her rate class.
Image for the article.

Her Employer’s “Free” $285,000 Life Policy Added $1,213 to Her Taxable Wages

The coverage your employer pays for is only tax-free up to $50,000. Above that, the IRS prices it from a fixed age table and adds the result to your taxable wages.
Image for the article.

Her $96,000 Salon Build-Out Burned. The Policy Paid About $23,000.

The landlord's policy covers the building. The part of it you paid for sits inside your own business personal property limit, and it is almost always underinsured.