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Your Renters Insurance Doesn’t Cover Your Roommate. This Is What That...

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Kelsey and her roommate split an $18/month renters insurance premium and assumed both were covered. When the roommate's guest slipped in the apartment, the insurer denied the roommate's liability claim. She paid $4,700 out of pocket.

How to File a Renters Insurance Claim: Step-by-Step Guide

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How to File a Renters Insurance Claim Step by Step When disaster strikes—whether it’s a burst pipe, a break-in, or a kitchen fire—renters insurance can...
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You Turned Your Old House Into a Rental and Didn’t Tell Your Insurer. Your...

A Charlotte couple kept the homeowners policy on their old house after renting it to a family friend. Ten months later a kitchen fire caused $87,000 in damage and the insurer walked away.

1 in 4 Rideshare and Delivery Drivers Has a Coverage Gap That Voids Their...

A Los Angeles DoorDash driver rear-ended a sedan at 6:47 p.m., before accepting any delivery. Her insurer denied the $11,400 claim and canceled the policy. A $14 endorsement would have covered it.

What to Do in the First 72 Hours After Property Damage at Your Business

A Cleveland deli owner's first settlement offer was $9,800. His documented loss was $42,600. The gap was a three-day paper trail almost no small business owner builds.

Your Commercial Auto Policy Won’t Pay When Your Tools Get Stolen Out of the...

A Denver HVAC contractor lost $14,800 in tools to a single break-in, and his commercial auto insurer paid for the door and nothing else. Here is the coverage he should have had.

Short-Term Health Plans vs ACA Marketplace: What Each Actually Covers When You Get Sick

A consultant saved $485 a month switching to a short-term health plan, then got a $38,400 bill for a knee surgery the plan refused to cover. Here is what she should have known.

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