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What Renters Insurance Covers (And What It Doesn’t)

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Renters insurance is one of the most affordable and overlooked forms of protection available to tenants. It is often required by landlords, but even...

A Flash Flood Ruined $19,000 of Her Things. Her Renters Policy...

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Your renters policy covers a burst pipe but not the creek that came through your door. Here is the one water source it always excludes, and the cheap policy that fixes it.

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What Your Auto Insurance Actually Covers on a Rental Car (and the Three Things It Doesn't)

His Insurance Paid for the Rental Car He Totaled. The Rental Company Still Billed...

Raj Patel's personal auto policy paid for the rental car he totaled on a business trip. Then the rental company billed him $1,700 in fees his insurance refused to touch.
Two Women Claimed the Same $500,000 Life Insurance Policy. The Insurer Paid Neither of Them.

Two Women Claimed the Same $500,000 Life Insurance Policy. The Insurer Paid Neither of...

Meera Chandrasekaran's husband died with an outdated beneficiary form. The insurer didn't deny her claim or pay it. It filed an interpleader action and closed its file.

If You Sell Alcohol, Your Business Owner’s Policy Probably Won’t Protect You from a...

A Business Owner's Policy protects your bar or restaurant from many risks — but it almost always excludes alcohol-related lawsuits. One overserved customer and a Dram Shop claim could expose your business to a seven-figure lawsuit with no coverage. Here's what liquor liability insurance covers and why it's non-negotiable for any business that sells alcohol.
Trevor's Auto Policy Followed Him Through Four States and Into Canada. It Stopped at the Bridge Into Tijuana.

Trevor’s Auto Policy Followed Him Through Four States and Into Canada. It Stopped at...

Coverage territory isn't an exclusion, it's a definition, which is exactly why nothing in a policy reads like a warning before a driver crosses into Mexico.
Kavita's Claim Was Approved in Eleven Days. The Insurer Never Mailed a Check. It Mailed a Checkbook.

Kavita’s Claim Was Approved in Eleven Days. The Insurer Never Mailed a Check. It...

A death benefit paid into a retained asset account isn't sitting in a bank. It's an interest-bearing liability the insurer keeps on its own books, at a rate you rarely get to compare.
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