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How to Compare Homeowners Insurance Policies
Owning a home is one of the largest financial investments most people make. Homeowners insurance helps protect that investment against a wide range of...
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Renters Insurance and Airbnb Subletting: One Paid Guest Voids the Policy.
A Brooklyn renter ran 19 short-term bookings before a guest left a candle burning. Her renters insurer denied the entire claim citing the business-use exclusion.
When Your Landlord Has No Insurance and the Building Burns, What...
A Houston single mom lost $47,000 in belongings when her duplex burned. Her landlord had let the building's insurance lapse eight months earlier. Her $14-a-month renters policy turned out to do more than she expected.
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A Truck Crash Left an Injured Driver With a $600,000 Judgment. Ray’s Insurer Paid...
A crash left an injured driver with a $600,000 judgment. Ray's insurer paid it because of one federal endorsement, then sent Ray the bill. Here is how the MCS-90 really works.
Daniel Bought a $250,000 Policy at 30. A Diagnosis at 41 Would Have Blocked...
He almost skipped a $9 add-on at 30. Eleven years and one diagnosis later, it let him buy coverage that should have been off the table.
Elena Skipped Part D for 30 Months to Save Money. Now an $11.70 Penalty...
Elena skipped Part D for 30 months to save money. Now a $11.70 penalty rides every monthly premium for the rest of her life. Here is how the math works.
Movers Cracked Dana’s $1,900 TV. Her Renters Policy Paid Nothing, and the Mover Owed...
Movers cracked Dana's $1,900 TV. Her renters policy paid nothing, and the moving company owed her $18. Here is the coverage gap almost no renter sees coming.
After 19 Years, Denise’s Insurer Dropped Her. The State’s Backup Plan Covered the House...
After 19 years and no claims, her carrier dropped her. The state's backup plan took her home, then covered it for far less than she expected.
