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Business Insurance
Home Insurance
How to Compare Homeowners Insurance Policies
Owning a home is one of the largest financial investments most people make. Homeowners insurance helps protect that investment against a wide range of...
Life Insurance
Renters Insurance
Her Houston Duplex Burned and the Landlord’s Insurance Had Lapsed Eight...
A Houston single mom lost $47,000 in belongings when her duplex burned. Her landlord had let the building's insurance lapse eight months earlier. Her $14-a-month renters policy turned out to do more than she expected.
Jocelyn Boykin’s Lease Named the Insurance Company. The Rule Most Tenants...
A tenant's lease named a single insurance company at $17 a month. The statute renters usually cite to fight that only regulates lenders, not landlords.
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Recent Posts
Commercial Insurance Rates Are Softening in 2026, Except the One Line Small Businesses Buy...
The soft market has arrived for most commercial lines, but not the one small businesses buy most. Here is what the Q2 2026 rate data shows, line by line.
How Much Life Insurance Do You Need? How to Calculate the Right Coverage
Life insurance is one of the most important tools for protecting the people who depend on you. However, deciding how much coverage you actually...
The Coinsurance Penalty: Why Your $200,000 Commercial Property Claim Got Cut to $147,000
Wei filed a $200,000 fire claim on his restaurant building. The check came back for $147,000. The shortfall was the coinsurance penalty buried on page nine.
What Happens When a Cleaning Employee Steals From a Client — And Your Insurance...
Most cleaning companies carry general liability insurance and assume they're covered if something goes wrong on the job. But GL won't pay a dime if an employee steals from a client. Here's the coverage gap cleaning business owners need to know about — and how to close it for a few hundred dollars a year.
His Restaurant Fire Cost $340,000. His Policy Paid $210,000 Because He Never Updated His...
Marcus's restaurant fire cost $340,000. His policy paid $210,000. He never updated his limits after expanding. Here's how to make sure that isn't your story.
