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A Flash Flood Ruined $19,000 of Her Things. Her Renters Policy...

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Your renters policy covers a burst pipe but not the creek that came through your door. Here is the one water source it always excludes, and the cheap policy that fixes it.

Jordan Expected Her Renters Policy to Replace Her Stolen Laptop. The...

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Jordan filed a renters insurance claim after a break-in. She expected to replace her laptop. Her insurer sent a check for $487. Here is why - and what to do before it happens to you.

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Your Renters Insurance Doesn’t Cover Your Roommate. This Is What That Means.

Kelsey and her roommate split an $18/month renters insurance premium and assumed both were covered. When the roommate's guest slipped in the apartment, the insurer denied the roommate's liability claim. She paid $4,700 out of pocket.
An Upstairs Pipe Burst Over the Weekend. Her Landlord's Insurance Paid Nothing for Her Ruined Belongings.

An Upstairs Pipe Burst Over the Weekend. Her Landlord’s Insurance Paid Nothing for Her...

A pipe burst in the unit above hers over a weekend and soaked everything she owned. Her landlord's insurance covered the building, not a single thing of hers.
What Your Auto Insurance Actually Covers on a Rental Car (and the Three Things It Doesn't)

His Insurance Paid for the Rental Car He Totaled. The Rental Company Still Billed...

Raj Patel's personal auto policy paid for the rental car he totaled on a business trip. Then the rental company billed him $1,700 in fees his insurance refused to touch.
A Neighbor's Child Broke an Arm on Their Trampoline. The $1,500 Surcharge Was the Cheap Part.

A Neighbor’s Child Broke an Arm on Their Trampoline. The $1,500 Surcharge Was the...

A neighbor's child got hurt on their trampoline, and the surcharge was the cheap part. Here is how attractive nuisance affects your homeowners liability.
Your personal auto policy probably excludes your e-bike - and your homeowners may not pick up the gap

Your personal auto policy probably excludes your e-bike – and your homeowners may not...

A standard personal auto policy excludes e-bikes from its definition of a covered auto, and most homeowners policies exclude them under the motorized vehicle clause. The same claim gets declined twice.
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