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Business Insurance
Home Insurance
How to Compare Homeowners Insurance Policies
Owning a home is one of the largest financial investments most people make. Homeowners insurance helps protect that investment against a wide range of...
Life Insurance
Renters Insurance
What Is Renters Insurance and Why Do You Need It?
Renting a home or apartment offers flexibility, convenience, and fewer maintenance responsibilities. But it does not remove the financial risks that come with everyday...
What Renters Insurance Covers (And What It Doesn’t)
Renters insurance is one of the most affordable and overlooked forms of protection available to tenants. It is often required by landlords, but even...
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Medicare
Recent Posts
An Online Seller’s Fulfillment Warehouse Burned Down. His Sales Stopped for 11 Weeks, and...
The fire was at his fulfillment partner's warehouse, not his home office. That one detail is why his business income claim was denied while his sales sat at zero.
Her Medigap Premium Jumped to $228 a Month. The Birthday Rule Let Her Switch...
She had a heart condition and was sure no insurer would take her. Then her agent explained the birthday rule, and she switched plans with zero health questions.
A Norovirus Outbreak Cost His Taqueria $185,000. His Insurance Paid From a Limit He...
Forty customers got sick, three were hospitalized, and the lawsuits hit $185,000. His liability policy paid, but from a separate bucket he never knew existed.
He Was About to Surrender His Policy for $18,000. A Life Settlement Paid Him...
He was about to surrender his policy for $18,000 in cash value. A life settlement paid him $74,000 instead. Here is who qualifies and what it costs.
He Was Named Additional Insured. The Subcontractor’s Injured Worker Still Sued Him for $600,000.
He was named additional insured on the sub's policy and thought he was protected. Then the injured worker sued him, and one exclusion erased the coverage.
