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A Flash Flood Ruined $19,000 of Her Things. Her Renters Policy...

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Your renters policy covers a burst pipe but not the creek that came through your door. Here is the one water source it always excludes, and the cheap policy that fixes it.

Most Renters Have No Coverage. The Ones Who Do Are Focused...

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A Chicago renter paid $22,000 out of pocket after a guest slipped and fell at her apartment. Her renters insurance would have cost $14 a month. The part most renters miss isn't the laptop coverage. It's the liability.

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Diminished Value Claims: How to Recover the $4,000 Your Insurer Won't Mention

How to Recover the $3,000 in Resale Value Your Insurer Won’t Mention

Even after a perfect repair, the Carfax report drops your car's resale value by $3,000. The insurance check is supposed to make you whole. It doesn't.
Why a Dead Walk-In Cooler Is a $18,000 Coverage Gap Most Restaurants Never See Coming

Why a Dead Walk-In Cooler Is an $18,000 Coverage Gap Most Restaurants Never See...

A dead walk-in cooler can wipe out thousands in inventory in a single night, and most restaurant owners assume their business policy has them covered. It usually does not.
What Your Auto Insurance Actually Covers on a Rental Car (and the Three Things It Doesn't)

His Insurance Paid for the Rental Car He Totaled. The Rental Company Still Billed...

Raj Patel's personal auto policy paid for the rental car he totaled on a business trip. Then the rental company billed him $1,700 in fees his insurance refused to touch.

His Restaurant Fire Cost $340,000. His Policy Paid $210,000 Because He Never Updated His...

Marcus's restaurant fire cost $340,000. His policy paid $210,000. He never updated his limits after expanding. Here's how to make sure that isn't your story.

Daniel Bought a $1.2 Million Term Policy at 33. By 45, He Was Paying...

Daniel bought a $1.2 million, 30-year term policy at 33 and discovered at 45 that he'd been paying for coverage his family didn't need, while carrying a gap in the years when their financial exposure was highest. Life insurance laddering fixes both problems.