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How to Compare Homeowners Insurance Policies
Owning a home is one of the largest financial investments most people make. Homeowners insurance helps protect that investment against a wide range of...
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Renters Insurance
Her Lease Said “Name Us as Additional Insured.” That Put the...
Priya's lease required naming the property company on her renters policy. One word in that clause decided whether her landlord got notified about her coverage or got to spend it.
Anjali Sharma’s German Shepherd Nipped a Delivery Driver. Her Renters Policy’s...
Anjali Sharma's German shepherd nipped a delivery driver in her apartment hallway. The $18,400 medical bill and lawsuit were denied under her renters policy's breed exclusion. She owes the difference personally.
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Your Renters Insurance Doesn’t Cover Your Roommate. This Is What That Means.
Kelsey and her roommate split an $18/month renters insurance premium and assumed both were covered. When the roommate's guest slipped in the apartment, the insurer denied the roommate's liability claim. She paid $4,700 out of pocket.
An Upstairs Pipe Burst Over the Weekend. Her Landlord’s Insurance Paid Nothing for Her...
A pipe burst in the unit above hers over a weekend and soaked everything she owned. Her landlord's insurance covered the building, not a single thing of hers.
His Insurance Paid for the Rental Car He Totaled. The Rental Company Still Billed...
Raj Patel's personal auto policy paid for the rental car he totaled on a business trip. Then the rental company billed him $1,700 in fees his insurance refused to touch.
A Neighbor’s Child Broke an Arm on Their Trampoline. The $1,500 Surcharge Was the...
A neighbor's child got hurt on their trampoline, and the surcharge was the cheap part. Here is how attractive nuisance affects your homeowners liability.
Your personal auto policy probably excludes your e-bike – and your homeowners may not...
A standard personal auto policy excludes e-bikes from its definition of a covered auto, and most homeowners policies exclude them under the motorized vehicle clause. The same claim gets declined twice.
