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How to Compare Homeowners Insurance Policies
Owning a home is one of the largest financial investments most people make. Homeowners insurance helps protect that investment against a wide range of...
Life Insurance
Renters Insurance
A Flash Flood Ruined $19,000 of Her Things. Her Renters Policy...
Your renters policy covers a burst pipe but not the creek that came through your door. Here is the one water source it always excludes, and the cheap policy that fixes it.
Sofia Hernandez Spent Three Weeks in a Hotel After Her Upstairs...
Sofia Hernandez spent three weeks at a hotel after the unit upstairs flooded hers. The $2,847 bill went to her renters insurance through loss of use coverage.
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Medicare
Recent Posts
How a $50,000 Surety Bond Claim Becomes the Contractor’s $58,140 Personal Debt
David Park finished a $480,000 renovation expecting a $52,000 final draw. His surety company sent him a $58,140 demand letter instead, for a bond claim he never personally agreed to pay.
Anjali Sharma’s German Shepherd Nipped a Delivery Driver. Her Renters Policy’s Breed Exclusion Left...
Anjali Sharma's German shepherd nipped a delivery driver in her apartment hallway. The $18,400 medical bill and lawsuit were denied under her renters policy's breed exclusion. She owes the difference personally.
The Two-Year Contestability Period: When Life Insurance Pays Premiums Back Instead of the Death...
Maria Vega filed a $500,000 life insurance claim 14 months after her husband bought the policy. The insurer found an undisclosed sleep apnea diagnosis, rescinded the policy, and refunded only the premiums he had paid.
Garagekeepers Liability: Why Your Garage Policy Will Not Pay When a Customer’s Car Is...
Marcus Brown's repair shop had a burst pipe that destroyed a customer's BMW. His garage liability paid nothing. Garagekeepers liability is the policy that covers customer vehicles in your care.
Personal Property Sublimits: Why Your $250,000 Homeowners Policy Pays Only $1,500 for Stolen Jewelry
A burglary cleaned out $9,200 in jewelry from Lauren Castillo's bedroom dresser. Her $250,000 homeowners policy paid only $1,500 because of a sublimit she had never read.
