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Daily Insurance News

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Product Recall Insurance: Why an Online Seller's Liability Policy Won't Pay to Pull a Bad Product

Product Recall Insurance: Why an Online Seller’s Liability Policy Won’t Pay...

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Permissive Use and the Step-Down Trap: What Happens When You Lend Your Car and Your Friend Crashes It

Permissive Use and the Step-Down Trap: What Happens When You Lend...

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Graded Death Benefit: Why a Guaranteed-Issue Life Policy May Pay Almost Nothing for Two Years

Graded Death Benefit: Why a Guaranteed-Issue Life Policy May Pay Almost...

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Dram Shop Liability: Why One Over-Served Customer Can Bankrupt a Bar That Thought It Was Covered

Dram Shop Liability: Why One Over-Served Customer Can Bankrupt a Bar...

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Extended vs Guaranteed Replacement Cost: The Endorsement That Decides Whether You Can Rebuild

Extended vs Guaranteed Replacement Cost: The Endorsement That Decides Whether You...

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The Auto Insurance Lapse Penalty: How One Missed Payment Can Raise Rates for Five Years

The Auto Insurance Lapse Penalty: How One Missed Payment Can Raise...

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Why a Single Big Claim Can Empty a Contractor's $1M Liability Policy for Every Other Job

Why a Single Big Claim Can Empty a Contractor’s $1M Liability...

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Medigap Plan G vs Plan N: The 10-Year Cost Math by...

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Renters Insurance Liability at $100K, $300K, and $500K: The Tier Decision Most Renters Get Wrong

Renters Insurance Liability at $100K, $300K, and $500K: The Tier Decision...

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The HNOA Coverage Gap: ISO Symbols 8 and 9 and Why Your GL Policy Won't Save You

The HNOA Coverage Gap: ISO Symbols 8 and 9 and Why...

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Daniel Bought a $250,000 Policy at 30. A Diagnosis at 41 Would Have Blocked More Coverage - Except for One Rider.

Daniel Bought a $250,000 Policy at 30. A Diagnosis at 41...

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After 19 Years, Denise's Insurer Dropped Her. The State's Backup Plan Covered the House - But Not the Way Hers Did.

After 19 Years, Denise’s Insurer Dropped Her. The State’s Backup Plan...

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A Fired Worker Sued Marcus for $400,000. His EPLI Paid - But Only After He Covered the First $25,000 Himself.

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Priya Totaled Her 8-Month-Old SUV. The Check Was $6,400 Short of a Replacement.

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The Insurer Didn't Deny Leila's $500,000 Claim. It Just Quietly Cut It to $462,000.

The Insurer Didn’t Deny Leila’s $500,000 Claim. It Just Quietly Cut...

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