If you recently requested an auto insurance quote through us, we want to give you a better idea of what may happen next.
Submitting your information is only the first step. From here, you may hear from insurance providers, agents, or partners who can help you review available coverage options.
Here are a few things we recommend while you wait.
Keep an Eye on Your Phone and Email
After you submit a quote request, you may receive a phone call, text message, or email related to your request.
Depending on the provider, you may receive:
- A call from an insurance agent
- A text with additional information
- An email with available options
- A request to confirm some of the information you submitted
Not every insurance company handles quote requests the same way, so the follow-up process can vary.
We recommend checking your voicemail, text messages, and email so you don’t miss an important response.
Be Ready to Confirm a Few Details
The information you already provided may be enough to get the process started, but you could be asked for a few additional details before an accurate quote can be completed.
You may be asked about:
- Your vehicle’s year, make, and model
- How many miles you typically drive
- Other drivers in your household
- Your current insurance coverage
- Your driving history
- How you use your vehicle
We suggest keeping this information nearby so you can quickly provide it if needed.
Don’t Be Surprised If the Options Are Different
One thing we want you to know is that insurance quotes can vary quite a bit from one provider to another.
Different insurance companies may look at your information differently. One provider may offer a lower monthly premium, while another may offer a different deductible, coverage level, discount, or payment option.
That’s why we recommend looking at more than just the monthly price.
When you review an option, take a look at:
- The monthly or annual premium
- Your deductible
- Liability limits
- Collision and comprehensive coverage
- Available discounts
- Any additional fees
- Payment options
- When the coverage would begin
Our goal is to help you understand what you’re looking at so you can compare your options more clearly.
Take a Look at Your Current Policy
While you wait, this is also a good time to pull out your current auto insurance policy.
If you have a declaration page or recent billing statement, take a quick look at what you currently have.
We recommend checking:
- Your current premium
- Your deductible
- Your coverage limits
- The vehicles listed on the policy
- The drivers listed on the policy
- Your renewal date
Knowing what you currently have can make it much easier to compare any new options that come your way.
You may also notice that some information needs to be updated, such as an old address, a change in mileage, or a vehicle you no longer own.
Ask Questions Before You Make a Change
If an insurance agent or provider contacts you, we encourage you to ask questions.
You may want to ask:
- What coverage is included?
- What is the deductible?
- Are there any discounts available?
- Are there any additional fees?
- When would the new policy start?
- Is the quoted rate for the full policy term?
- What do I need to do to activate the coverage?
We believe a few questions upfront can make it much easier to understand exactly what you’re being offered.
Don’t Cancel Your Current Insurance Too Soon
If you decide to switch insurance companies, we recommend confirming that your new policy is active before canceling your existing coverage.
Even a short gap in auto insurance coverage can create unnecessary problems.
Make sure you know the effective date of the new policy first. Once the replacement coverage is confirmed, you can coordinate the cancellation of your old policy.
What We Recommend You Do Next
For now, keep an eye out for any calls, texts, or emails related to your request.
We also recommend having your current insurance information and vehicle details nearby so you’re prepared if someone reaches out.
When you receive an option, take a few minutes to compare the coverage, deductible, price, and any available discounts.
We’re here to help make the process easier to understand so you can review your options and decide what works best for you.
