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What Your Auto Insurance Actually Covers on a Rental Car (and the Three Things It Doesn't)

His Insurance Paid for the Rental Car He Totaled. The Rental...

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How a 60-Day Vacancy Clause Can Slash Your Commercial Property Claim by 85%

How a 60-Day Vacancy Clause Can Slash Your Commercial Property Claim...

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When the Term Life Conversion Window Closes, Your Future Insurability Closes With It

Carmen Rodriguez Missed Her Term Life Conversion Window by Eleven Weeks....

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Why Most Mold Damage Claims Get Denied on a Homeowners Policy

His Mold Remediation Estimate Was $18,400. His Homeowners Insurer Paid $5,000.

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Stacking Uninsured Motorist Coverage and When Your Policy Lets You Add Up Limits

Her Uninsured Motorist Limit Was $50,000. Stacking Coverage Across Three Cars...

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How a Claims-Made Policy Leaves You Exposed After You Switch Insurers

David Switched Liability Insurers to Save $1,400 a Year. A Former...

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Life Insurance for Stay-at-Home Parents: Why the $50,000 Employer Spouse Rider Falls Short of the Real Replacement Cost

Life Insurance for Stay-at-Home Parents: Why the $50,000 Employer Spouse Rider...

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Wind and Hail Percentage Deductibles: Why a $58,000 Roof Claim Can Leave You Paying $8,400 Out of Pocket

Wind and Hail Percentage Deductibles: Why a $58,000 Roof Claim Can...

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Why Sole Proprietors Pay $800 a Year for a Workers Comp Policy That Will Not Pay Out If They Get Hurt

Why Sole Proprietors Pay $800 a Year for a Workers Comp...

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Named Driver Exclusion: When Your Auto Policy Refuses to Pay Because the Driver Was Removed for a Reason

Alex Reyes Saved $640 a Year by Excluding His Son From...

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Recent Posts

An Underwriter Approved Nathaniel for $500,000 on April 2. The Policy Was Never in Force, Because It Was Never Delivered.

An Underwriter Approved Nathaniel for $500,000 on April 2. The Policy...

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The Compressor Died in August. Walter's Insurer Never Sent an Adjuster, Because Mechanical Breakdown Isn't a Peril at All.

The Compressor Died in August. Walter’s Insurer Never Sent an Adjuster,...

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Grace's Fire Destroyed $150,000 in Retail-Priced Candles. Her Policy Paid What They Cost Her to Make: $75,000.

Grace’s Fire Destroyed $150,000 in Retail-Priced Candles. Her Policy Paid What...

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Trevor's Auto Policy Followed Him Through Four States and Into Canada. It Stopped at the Bridge Into Tijuana.

Trevor’s Auto Policy Followed Him Through Four States and Into Canada....

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Kavita's Claim Was Approved in Eleven Days. The Insurer Never Mailed a Check. It Mailed a Checkbook.

Kavita’s Claim Was Approved in Eleven Days. The Insurer Never Mailed...

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