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Your Cyber Policy May Not Cover the Ransom Even When It Covers the Breach

Your Cyber Policy May Not Cover the Ransom Even When It...

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Matching Siding Laws: Why Your Insurer May Replace Just the Damaged Wall

A Wind Storm Tore Siding Off One Wall of Their Home....

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Garaging Address Fraud: How Moving Without Telling Your Auto Insurer Voids Your Claim

He Moved to Boston and Kept His Suburban Address on the...

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Why Your E-Commerce Business Insurance Does Not Cover Product Liability Claims

Her Candle Caused a Customer’s Kitchen Fire and an $87,400 Lawsuit....

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The Medicare Advantage Trial Right: How Priya Iyer Switched Back to Original Medicare Without Medical Underwriting

The Medicare Advantage Trial Right: How Priya Iyer Switched Back to...

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When Your Landlord Has No Insurance and the Building Burns, What Does Your Renters Policy Actually Pay?

Her Houston Duplex Burned and the Landlord’s Insurance Had Lapsed Eight...

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The Liquor Liability Gap That Cost a Detroit Bar Owner $312,000

The Liquor Liability Gap That Cost a Detroit Bar Owner $312,000

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How Overfunding a Whole Life Policy Triggers the Modified Endowment Tax Trap

Maya Brooks Added $14,000 to Her Whole Life Policy. Pulling Out...

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Why a $14,200 Buried Sewer Lateral Repair Sits Outside Your Standard Homeowners Policy

Why a $14,200 Buried Sewer Lateral Repair Sits Outside Your Standard...

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How a $50,000 Surety Bond Claim Becomes the Contractor's $58,140 Personal Debt

How a $50,000 Surety Bond Claim Becomes the Contractor’s $58,140 Personal...

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Recent Posts

An Underwriter Approved Nathaniel for $500,000 on April 2. The Policy Was Never in Force, Because It Was Never Delivered.

An Underwriter Approved Nathaniel for $500,000 on April 2. The Policy...

Life Insurance

The Compressor Died in August. Walter's Insurer Never Sent an Adjuster, Because Mechanical Breakdown Isn't a Peril at All.

The Compressor Died in August. Walter’s Insurer Never Sent an Adjuster,...

Home Insurance

Grace's Fire Destroyed $150,000 in Retail-Priced Candles. Her Policy Paid What They Cost Her to Make: $75,000.

Grace’s Fire Destroyed $150,000 in Retail-Priced Candles. Her Policy Paid What...

Business Insurance

Trevor's Auto Policy Followed Him Through Four States and Into Canada. It Stopped at the Bridge Into Tijuana.

Trevor’s Auto Policy Followed Him Through Four States and Into Canada....

Auto Insurance

Kavita's Claim Was Approved in Eleven Days. The Insurer Never Mailed a Check. It Mailed a Checkbook.

Kavita’s Claim Was Approved in Eleven Days. The Insurer Never Mailed...

Life Insurance