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Daily Insurance News

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Why Most Mold Damage Claims Get Denied on a Homeowners Policy

His Mold Remediation Estimate Was $18,400. His Homeowners Insurer Paid $5,000.

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Stacking Uninsured Motorist Coverage and When Your Policy Lets You Add Up Limits

Her Uninsured Motorist Limit Was $50,000. Stacking Coverage Across Three Cars...

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How a Claims-Made Policy Leaves You Exposed After You Switch Insurers

David Switched Liability Insurers to Save $1,400 a Year. A Former...

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Life Insurance for Stay-at-Home Parents: Why the $50,000 Employer Spouse Rider Falls Short of the Real Replacement Cost

Life Insurance for Stay-at-Home Parents: Why the $50,000 Employer Spouse Rider...

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Wind and Hail Percentage Deductibles: Why a $58,000 Roof Claim Can Leave You Paying $8,400 Out of Pocket

Wind and Hail Percentage Deductibles: Why a $58,000 Roof Claim Can...

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Why Sole Proprietors Pay $800 a Year for a Workers Comp Policy That Will Not Pay Out If They Get Hurt

Why Sole Proprietors Pay $800 a Year for a Workers Comp...

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The Medicare Observation Status Trap: How Three Nights in the Hospital Can Still Disqualify You From Skilled Nursing Coverage

The Medicare Observation Status Trap: How Three Nights in the Hospital...

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Named Driver Exclusion: When Your Auto Policy Refuses to Pay Because the Driver Was Removed for a Reason

Alex Reyes Saved $640 a Year by Excluding His Son From...

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Social Engineering Fraud: Why Your Cyber Liability Policy Will Not Pay When Your Controller Wires Money to a Fake CEO

Social Engineering Fraud: Why Your Cyber Liability Policy Will Not Pay...

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Renters Insurance Pet Liability: Why Dog Breed Exclusions Can Leave You Personally on the Hook

Anjali Sharma’s German Shepherd Nipped a Delivery Driver. Her Renters Policy’s...

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