A Flash Flood Ruined $19,000 of Her Things. Her Renters Policy Called It an...
Your renters policy covers a burst pipe but not the creek that came through your door. Here is the one water source it always excludes, and the cheap policy that fixes it.
Jordan Expected Her Renters Policy to Replace Her Stolen Laptop. The Check Was for...
Jordan filed a renters insurance claim after a break-in. She expected to replace her laptop. Her insurer sent a check for $487. Here is why - and what to do before it happens to you.
She Insured $40,000 in Jewelry Inventory Under Her Renters Policy. A Break-In Proved She...
A renter who insured her jewelry side hustle for $40,000 found out after a break-in that her policy had never actually covered the business at all, just the apartment around it.
An Upstairs Pipe Burst Over the Weekend. Her Landlord’s Insurance Paid Nothing for Her...
A pipe burst in the unit above hers over a weekend and soaked everything she owned. Her landlord's insurance covered the building, not a single thing of hers.
What Renters Insurance Covers (And What It Doesn’t)
Renters insurance is one of the most affordable and overlooked forms of protection available to tenants. It is often required by landlords, but even...
The Evacuation Order Came at 4 A.M. Her Apartment Was Never Touched.
A gas scare next door forced her out for three weeks with zero damage to her own unit. Renters insurance only covered the first two, and the policy explains why.
Her Houston Duplex Burned and the Landlord’s Insurance Had Lapsed Eight Months Earlier. Her...
A Houston single mom lost $47,000 in belongings when her duplex burned. Her landlord had let the building's insurance lapse eight months earlier. Her $14-a-month renters policy turned out to do more than she expected.
Renters Insurance Liability at $100K, $300K, and $500K: The Tier Decision Most Renters Get...
Most renters pick their liability limit by leaving the default. Here is the net-worth math, the dog-breed surcharge, and the landlord override that actually decide which tier is right.
How Much Does Renters Insurance Cost?
Renters insurance is often seen as optional, but its value becomes clear the moment something goes wrong. Whether it’s a burst pipe, a break-in,...
A storm flooded her ground-floor apartment and ruined $9,000 of belongings. Her renters policy...
A standard renters policy covers your belongings only against a specific list of named perils. Losses from any cause not on that list, like flood, are denied.
