She Drove Her Mother’s Car Five Days a Week. Her Own Policy Called It...
A driver assumed her own policy would cover the gap when her mother's car insurance ran out. It called the car "furnished for her regular use" instead.
How to Recover the $3,000 in Resale Value Your Insurer Won’t Mention
Even after a perfect repair, the Carfax report drops your car's resale value by $3,000. The insurance check is supposed to make you whole. It doesn't.
Only Three States Ban This Rating Factor Entirely. Warren’s Renewal Went Up in the...
A credit-based insurance score isn't your credit score, but it can move your auto premium just as much. Three states have banned insurers from using it at all.
The Auto Insurance Lapse Penalty: How One Missed Payment Can Raise Rates for Five...
A single missed payment on auto insurance can raise rates 35 percent at renewal and follow the driver for years. Here is how carriers detect lapses, how long the penalty lasts, and how to avoid it entirely.
His Insurance Paid for the Rental Car He Totaled. The Rental Company Still Billed...
Raj Patel's personal auto policy paid for the rental car he totaled on a business trip. Then the rental company billed him $1,700 in fees his insurance refused to touch.
He Kept His Totaled Honda. It Cost Him $10,850 and Full Coverage.
Keeping your totaled car instead of surrendering it comes with a specific dollar deduction, a permanent title brand, and a coverage problem most owners never see coming.
The Different Types of Auto Insurance Coverage Explained
Auto insurance is more than just a legal requirement. It’s a financial safety net that helps protect you, your vehicle, and others on the...
Your personal auto policy probably excludes your e-bike – and your homeowners may not...
A standard personal auto policy excludes e-bikes from its definition of a covered auto, and most homeowners policies exclude them under the motorized vehicle clause. The same claim gets declined twice.
What Happens When You File a Car Insurance Claim (Step-by-Step Guide)
Even careful drivers can find themselves in an accident. A sudden lane change, poor weather, or a distracted driver can lead to damage, even...
Motorcycle Insurance vs Car Insurance Policy Differences
Insurance is required to operate a motor vehicle in most states. In that respect motorcycle or motorbikes are no different than any other vehicle...
